Spread the cost

Spread the cost

put a deposit on it,
get 12 weeks to pay for it
and take it home before you know it.


You see something. You want it. You can’t afford it. You walk away.

Not at Cash Generator, you don’t.

Here’s what you do; you go up to one of our friendly team and say, "I’d like you to reserve this for me, please."

And that’s exactly what we’ll do.

It’s called 'Spread the Cost' and it's absolutely free. We’ll hold an item for you, while you spread the cost of paying for it.

There are no charges, interest or fees. It just means if you see something you really want, no-one else can get their hands on it, because we lock it away and put your name on it.

see it. save it.
want it? we’ll save it.
reserve it.
put your name on it.
we’ll hold it.


Here’s how works

Find the product you want and pay a 20% deposit to secure it. We’ll take it off the shelf and put it in safe storage. You then pay off the balance in weekly instalments, up to a maximum of 12 weeks. So for example, you could spread your payments across two or three pay-days. Once you've paid in full, we’ll take the item out of storage and you can take it home.


Look out, here comes the small print

'Spread the Cost' is currently only available in store. Weekly payments can be made by cash, debit or credit card. This service is normally only available on products over £20, but in some stores that value maybe higher or lower.

It’s definitely worth making sure you can afford the instalments because if, for any reason, you can’t pay the balance, you’ll lose your 20% deposit. Sorry about that, but we need to cover the costs of setting things up.

There is some good news though; any instalments you've made will be refunded if the agreement is cancelled or expires.

  • Buy with confidence

    We're committed to selling top branded, new and pre-owned products at fair prices.

  • Online 14-day money guarantee

    Changed your mind? No problem. If you bought your item(s) online, just let us know within 14 days that you wish to return the item(s), then return the item to the store you ordered it from to get a full refund. Terms and conditions apply, click here for full details.


Useful information

Yes! If you buy your item in store, you can can choose to spread the cost over a number of weeks. All we need is a 20% deposit upfront to secure the item, and then we agree a number of weekly instalments that suits your budget (up to 12 weeks). The installments are interest free, and there are no extra charges. Full details >

Yes: we make sure all items are in full working order before selling them on to you. If we find an item is faulty, you still have the option to buy it at rock bottom prices in our Clearance area. Full details >

On most items, you can return them within fourteen days to get a full refund. Just make sure to bring the item back in its packaging and with a receipt. If your item is found to be faulty within six months of purchasing, we offer repair or replacement of the item. Check out our full terms and conditions on refunds. Full details >

For more information please visit our FAQ